Moermond: That’s super helpful. I'll turn it over to Mr. Yannarelly.
Yannarelly: We have a fire that happened there on April 18th. It automatically rolls into
the vacant building program after a fire with a 90-day fire exemption. That exemption
has expired, and it is now subject to the annual vacant building fee of $2,459 and a
service charge of $157 for a total proposed assessment of $2,616. There are open
permits on building and electrical.
Moermond: Ms. Doe, it looks like were in the second year now in the vacant building
program which isn’t a surprise given that there was a fire. Those cases tend to take
longer because you're dealing with insurance and the bureaucracy there. Tell me a little
bit about where you're at with the rehab, when you're going to be wrapping that up and
what your contractor says and so on.
Do: Ever since the fire happened, I delt with insurance right away. We were unlucky to
get an adjuster that was not working with myself nor the restoration company. We
called her every day and left her messages every day. If she did call us back, we have
issues with communication, whether it be that we could not hear her or her headset
was not working, I don't know, we just couldn't communicate with her. It wasn't just
myself have a hard time reaching her it was the restoration company too. We tried to
reach out to her management and finally, someone return us back and then they sent
us to a different adjuster. I am working with a new one right now as we speak, I just
spoke with her yesterday and everything has been approved. The insurance has agreed
to everything that we need to get done at the house, so things are moving. Everything
was moving slow because things weren’t getting approved. We couldn't do anything,
unless we knew we were able to do it. As of this point, they have demolished
everything in the home and right now they're waiting to do the back spray is what I
understand. We are moving forward and I'm pushing them to move forward aggressively
because we've been delayed so long, and the restoration company also agree with me.
When we first spoke in April, the plan was to get her back in at least by October, at
the latest. Right now, we're just moving forward and taking this step because they had
to apply for some permit. That took a little bit because all the issues that we were
having, too. But it looks like we're moving forward this week. They're supposed to do
the back spray and they are already do the ruff, so that is already done. Timeline wise,
we're trying to shoot before January, but I can't promise that, and I can't control that.
Moermond: Lot of moving pieces here. I see that it looks like there's an electrical
permit that got issued back on September 8th. South Side Electric will be going in
wiring and reaping throughout due to fire damage and install 12 circuits panel,
miscellaneous wiring, and installations. It also looks like you're also going to probably
need a plumbing permanent, and you got the building permit pulled. Question, with the
insurance company, obviously there's the deductible, but for that coverage, are you
needing 100% of what your available coverage is in order to pay for the restoration of
the kitchen, or is there still some available? Here's where I'm going with that question
is that I'm thinking that the insurance company should be covering this vacant building
fee for you as a part of your claim. Sometimes people have maxed out what their
insurance coverage is but given that this is a kitchen fire and not a whole house fire it
may be different for you. What I'm going to say is that I would look at the insurance
company and check not only this vacant building fee but to talked to them about
covering thing and see what you can get out of there. If you're going to be done in
January, that doesn't give me a ton of flexibility. Here is where I'm at with that is that
we have the ability to prorate vacant building fees when it goes for so long but usually,
we kind of set the max at 6 months and then after that require the whole fee be paid. If
we get in the 7 months range I can work with you, but all the way to 9 months which
would be what January is, that's a pretty long time. But I think that insurance is a
decent option. If that doesn't work, I can also recommend that it be made payable over