We appreciate the cooperation of all the departments.
Laid Over to the Legislative Hearings due back on 7/11/2023
Ordering the rehabilitation or razing and removal of the structures at 792
ROSE AVENUE EAST within fifteen (15) days after the August 2, 2023,
City Council Public Hearing.
Layover to LH July 25, 2023 at 9 am for further discussion (CPH 8/2). CCI must be
applied for no later than July 21, and PD posted no later than Friday, July 28, 2023.
Mickey Stevens, attorney o/b/o PHH Mortgage and HSBC Bank, appeared
[process was given to all in attendance]
Stevens: I represent PHH Mortgage Corporation. We also represent the actual investor
of the mortgage, the current property owner, which is HSBC Bank USA, NA. Halliday
was foreclosure Council, that is why they were listed. Guardian asset management was
contracted by PHH Mortgage Corporation for property preservation.
With respect to Map Homebuyers, Ricardo Gonzales was the borrower of a mortgage
PHH was servicing, executed July 2006. In March 2012 the mortgage was assigned to
the current investor/property owner HSBC Bank by assignment of mortgage. May 23,
2022 Mr. Gonzales executed a warranty deed conveying the property to MAP
Homebuyers, LLC which was recorded with the recorder’s office, but not with the
registrar of title. After that, HSBC commenced a non-judicial foreclosure and January
12, 2023 a sheriff’s sale was held with HSBC Bank as the highest bidder. April 19,
2023 the MN District Court reduced redemption period to 5 weeks. That expired May
23, 2023 so HSBC now owns title of the property. They still need to complete a
proceeding subsequent .
Moermond: and the ownership and encumbrance report was probably done the
beginning of April.
Staff report by Supervisor Joe Yannarelly: The building is a one-and-one-half story,
wood frame, single-family dwelling with a detached one-stall garage on a lot of 4,879
square feet. Reported by SPPD East Force - no heat in property, using stove and
fans, wires hanging from ceiling, standing water in basement, possible gross and
unsanitary, exits blocked from inside property, excessive storage in property, and
drugs on property. Complaint was referred to Fire C of O and inspector issued a
Correction Notice and Order to Vacate on January 31, 2020. Property was referred to
Vacant Buildings and files were opened on February 19, 2020. The current property
owner is Map Home Buyers LLC, per AMANDA and Ramsey County Property records.
On April 12, 2023, an inspection of the building was conducted, a list of deficiencies
which constitute a nuisance condition was developed and photographs were taken. An
Order to Abate a Nuisance Building was posted on April 18, 2023, with a compliance
date of May 18, 2023. As of this date, the property remains in a condition which
comprises a nuisance as defined by the legislative code. Taxation has placed an
estimated market value of $20,000 on the land and $166,700 on the building. Real
estate taxes are current. The vacant building registration fees were paid by check on
March 6, 2023. A Code Compliance Inspection was done on April 20, 2022, which is
now expired. As of June 26, 2023, the $5,000 performance deposit has not been
posted. There have been twenty-seven Summary Abatement notices since 2020.
There have been forty-two work orders issued for: Garbage/rubbish, boarding/securing,
tall grass/weeds, and snow/ice.