who can get to the bottom of this faster. Second thing is you should be filing a
Minnesota Adult Abuse Recording Center (MAARC) report. That is a report you file with
the State of Minnesota to talk to them about Maurice and Frances being vulnerable
adults being taken advantage of. That will also trigger an investigation. Take that
approach, that is the responsible thing to do before paying bills or doing anything else.
File those reports. All suspected abuse, neglect, financial exploitation they will look at
and make sure they are referred to the correct agencies.
Second thing is I was looking at Ramsey County’s records to find out if they were
current on their taxes, which is a good signal about two things, one that there’s a
mortgage on the property and that they are paying the taxes. Is there a mortgage?
Suek: they were behind on their taxes; I found a receipt from Maury they paid them
sometime in December. I believe their mortgage is settled. The loan disappeared from
the credit union statement. They should own it outright now.
Moermond: before paying cable and utilities make sure the mortgage situation is up to
date. If taxes are behind it would be a matter of 3 to 4 years before the property would
be subject to forfeiture for nonpayment. Some penalty and interest, but you’re not
going to lose the property for a long period of time, as opposed to nonpayment of the
mortgage. Find out who the mortgage company is. It is important to initiate that
conversation.
This boarding assessment, if that goes unpaid it attaches to the property taxes if they
aren’t paid. They would be future bills and you want to worry about the current ones.
You definitely need an attorney. I would call the police, start that process. File the
MAARC report with the information you have now. You can always file a new report if
you find out additional information. Start those wheels turning. They are experts in
these situations. I can make this boarding as payable over 2 years, which means
they’ll go on 2024 and 2025 property taxes. I assume the property will be liquidated by
that point. We’re kind of stuck as a City since we already paid the bill for the house to
be secured and we need to recoup those costs. When you get the letter for the
assessment to the Vacant Building fee, appeal that as well and we can discuss
payment arrangements. Do you have the name of the insurance company?
Suek: State Farm.
Moermond: perfect, that’s who the police will need to talk to. I would suggest you ask
to talk to someone in the Community Outreach & Stabilization (COAST) unit. They
have social workers and deal with mental health issues. I don’t know to what extent
they deal with situations like this, but they definitely will know who to plug you in with to
talk more deeply about this. Are the utilities off at the property?
Suek: my mom and I turned it back on for the generators for the cleanup. It is
winterized.
Yannarelly: is there rehab going on?
Suek: it is being remediated for the fire. State Farm came out last week and they told
me I had to find someone to repair it. A lot needs to be done and that’s the next step
with State Farm. Work to make it sellable or livable hasn’t’ started yet.
Moermond: we’ll send a follow up email to you and include the MAARC contact
information and if we can find anything about the mortgage holder
Suek: looks like it was paid off September 2022, it was Ideal Credit Union.
Referred to the City Council due back on 4/19/2023